Homeowner Assistance Fund

Struggling to pay mortgage payments, property charges, and/or utility payments?

The NH Homeowner Assistance Fund will provide financial assistance for eligible New Hampshire homeowners who have been financially impacted during the COVID-19 pandemic and cannot pay their home mortgage, property taxes, utilities, home insurance, or association fees. The program is expected to launch in January 2022. 

The NH Homeowner Assistance Fund is a federally funded program through the American Rescue Plan Act of 2021 and the Governor’s Office for Emergency Relief and Recovery (GOFERR). It is administered by New Hampshire Housing.

Eligible homeowners must:

  • Have experienced a COVID-related reduction in income or increase in household expense after January 21, 2020
  • Own and occupy the property as their primary residence
  • Have incomes of less than 125% of their Area Median Income

The program will cover:

  • Mortgage Loan Reinstatement – maximum benefit $20,000*
  • Property Charges Default Resolution – maximum benefit $20,000*
  • Utility/Internet Payment Assistance – maximum benefit $3,000*

*Total assistance per households is $20,000 for all programs combined

To receive information and updates about the NH Homeowner Assistance Fund, click here to sign up.

IF YOU ARE A RENTER OR LANDLORD: The federal NH Emergency Rental Assistance program provides assistance to renters and landlords impacted during the COVID-19 pandemic.

Background Information

The NH Homeowner Assistance Fund is a federally funded program through the NH Governor’s Office for Emergency Relief and Recovery and is administered by New Hampshire Housing. The NH Homeowner Assistance Fund Program is being supported, in whole or in part, by a federal award number HAF0014 awarded to the State of New Hampshire by the U.S. Department of the Treasury under the Homeowner Assistance Fund established by Section 3206 of the American Rescue Plan Act of 2021, Pub. L. No. 117-2.