Homeownership Programs

Our goal is simple. We want to help you achieve successful homeownership by offering affordable mortgage loans. Here are some reasons to choose a New Hampshire Housing mortgage product when you’re purchasing a home:

  • Great fixed rates
  • No hidden fees
  • Money available for downpayment and closing costs
  • Money available for renovations if you purchase a fixer-upper property
  • Government insured and conventional options

Visit GoNHHousing to take the next step toward realizing your dream of homeownership. On our homeownership website, you’ll find:

Tyler K. shows off the keys to his new Manchester condo purchased with a New Hampshire Housing mortgage. He also received a Homebuyer Tax Credit that will help him save up to $2,000 a year on his federal income tax.

Having Trouble Paying Your Mortgage?

Are you a homeowner who is having trouble paying your mortgage? Go to HomeHelpNH for resources, including access to a statewide network of free, independent counselors who can provide borrowers with professional pre- and post-foreclosure counseling services.  You can also call 2-1-1 from anywhere in New Hampshire to talk with a free referral service.

Lead Hazard Control

New Hampshire Housing administers grant funds for the abatement of lead paint hazards from the state’s single family homes and rental apartments where a child under the age of 6 resides. Learn more about the Lead Hazard Control Program and how to apply.