NH Homeowner Assistance Fund Toolkit

Struggling to pay mortgage payments, property charges, and/or utility payments?

To apply, go to HomeHelpNH.org.

Eligible homeowners must:

  • Have experienced a COVID-related reduction in income or increase in household expense after January 21, 2020
  • Own and occupy the property as their primary residence
  • Have incomes of less than 125% of Area Median Income

Program assistance will include:

  • Mortgage Loan Reinstatement – maximum benefit $20,000*
  • Property Charges Default Resolution – maximum benefit $20,000*
  • Utility/Internet Payment Assistance – maximum benefit $3,000*

*Total assistance per households is $20,000 for all programs combined

The NH Homeowner Assistance Fund program is funded through the American Rescue Plan Act of 2021 and the Governor’s Office for Emergency Relief and Recovery (GOFERR). It is administered by New Hampshire Housing.

For assistance with application, financial counseling, and other resources, contact:
AHEAD – (800) 974-1377 x1014   |   HomesAhead.org

For assistance due to immediate threat of foreclosure, tax deed, or sheriff’s sale, contact:
603 Legal Aid – (603) 224-3333   |   603 Legal Aid

IF YOU ARE A RENTER OR LANDLORD: The federal NH Emergency Rental Assistance program provides assistance to renters and landlords impacted during the COVID-19 pandemic. Learn more about this program HERE.

General Information

The NH Homeowner Assistance Fund is a federally funded program through the NH Governor’s Office for Emergency Relief and Recovery and is administered by New Hampshire Housing. The NH Homeowner Assistance Fund Program is being supported, in whole or in part, by a federal award number HAF0014 awarded to the State of New Hampshire by the U.S. Department of the Treasury under the Homeowner Assistance Fund established by Section 3206 of the American Rescue Plan Act of 2021, Pub. L. No. 117-2.  

Additional information is available at HomeHelpNH.org.