Lender Notices & Updates

UPDATES, POLICIES & REMINDERS 

2022

January 4, 2022 – Quality Control Findings 

2021

October 14, 2021 – Homeownership Questions on Federal Guidelines
October 13, 2021 – Borrower with Connection to Marijuana-Based Business 
September 8, 2021 – 2021-2022 Fellows Program
September 1, 2021 – Right to Know Law
August 24, 2021- Loan Submissions
July 16, 2021 – Impact of Forbearance on New Hampshire Housing Loans Verification of Employment
July 16, 2021 – Impact of Forbearance on New Hampshire Housing Loans
June 21, 2021 – Lender Online Demographic
April 28, 2021 – Program Income Limit Change
April 15, 2021 – Escrow Payments
April 6, 2021 – Minimum Loan Requirement Policy
March 8, 2021 – Mortgage Credit Certificate
February 22, 2021 – Homebuyer Tax Credit Issuance Fee Reminder
February 22, 2021 – IRS Form 4506-C Request for Transcript of Tax Return
February 8, 2021 – Payoff Statement Requests
January 29, 2021 – Property Tax Escrows with Exemptions on Closed Loans
January 22, 2021 – Refinancing Options
January 20, 2021 – Fannie Mae AUS Reminder

2020

December 31, 2020 – Home Preferred Over 80% AMI and Home Preferred Plus 4% Programs Now Available
December 30, 2020 – Homebuyer Education and Counseling Policy for all Home Flex and Home Preferred Programs
December 7,2020 – Free Homebuyer Tax Credit Ends December 31, 2020
November 4, 2020 – MCC Form Updates
September 30, 2020 – Forbearance Impact Update
September 25, 2020 – 2020 Escrow Payments
September 22, 2020 – Free MCC Extended Until December 31, 2020
September 17, 2020 – New Rate for Home Flex Plus 4% Cash Assistance 
August 14, 2020 – Final Documents Report
July 10, 2020 – Trailing Documents Policy | Trailing Documents Policy Training Webinar
June 15, 2020 – NH Homeready Comparison 2019-2020
June 15, 2020 – NH Homeready Income Eligibility Lookup
June 10, 2020 – Home Preferred Programs Have Been Reopened
May 27, 2020 – Missing Documents for Home Flex Loans
May 21, 2020 –  Home Flex Program Limit Change
May 20, 2020 – Update Impact of Forbearance on New Hampshire Housing Loans
May 18, 2020 – Update Impact of Forbearance on New Hampshire Housing Loans
April 24, 2020 – Update Impact of Forbearance on New Hampshire Housing Loans
April 22, 2020 – Escrow Payments
April 14, 2020 –  Impact of Forbearance on New Hampshire Housing Loans (Updated April 24,2020)

• • • Forbearance and Borrower Ability to Repay Lender Certification – Required (April 16, 2020)
    • New Hampshire Housing Employment and Income Borrower(s) Affidavit – Recommended (April 14, 2020)
    • Common Missing Items to Help Ensure Prompt Loan Purchase – Attachment C (April 14, 2020)

April 8, 2020 – Home Preferred Program Suspended, Home Flex Temporary Overlays, COVID-19 Agency Updates, CARES ACT Forbearance  
March 30, 2020 – Home Flex with 3% Cash Assistance is Now Taking Reservations
March 26, 2020 – Loan Reservations Open for Certain Programs
March 23, 2020 – Lender Online Functions
March 20, 2020 – Mortgage Reservations Suspended
March 20, 2020 – Lender Notice
March 19, 2020 – Reservations Suspended
March 5, 2020 – New Hampshire Housing Rates
February 28, 2020 – Participating Originator Notice
February 19, 2020 – Manufactured Homes Data Requirements
January 30, 2020 – Post Closing Items
January 10, 2020 – Non-Borrower Owner Policy Update

2019

November 15, 2019 – Loan Servicing Update: Post-Closing Adjustments
October 8, 2019 – Escrow Payments
June 17, 2019 – Borrowers with Marijuana Income
June 10, 2019 – Fellowship Program, Class of 2020
May 24, 2019 – Income Limits for Loan Programs, Including Income and Purchase Price Limits for HomeStart Homebuyer Tax Credit (MCC)
May 22, 2019 – Lender Online Portal Is Being Replaced
April 22, 2019 – Tax Return Requirement
March 13, 2019 – Rate Notice: 5.25%
March 12, 2019 – Refinance Daily Rates Posting
February 28, 2019 – USDA RD 203KRehab Loan- Clarification
February 21, 2019 – Downpayment Assistance – NHHFA Is Your Known and Trusted Source
February 11, 2019 – USDA RD Rehabilitation Loan Changes
February 11, 2019 – Lender Online Reservation Loan System
February 1, 2019 – Cash Assistance Mortgage Policy
January 4, 2019 – Government Shutdown

2018

December 19, 2018 – One Loan per Borrower
November 15, 2018 – Lender Online New Login Process
October 10, 2018 – Lender Online and VirPack Offline
September 28, 2018 – Escrow Payments
August 23, 2018 – Information Notice to County Registries of Deeds
August 23, 2018 – Lender Online Security Update
August 10, 2018 – Lender Notice: IRS Tax Transcripts
May 31, 2018 – Income Limit Change
April 25, 2018 – Lender Online
February 2, 2018 – Delivery of Legal Documents and Compliance Policy
January 24, 2018 – Change to Allonge/Endorsement on the Note